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Frequently Asked Questions
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Q. Who are the
Texas Hermann Sons?
A. Texas Hermann Sons is a not-for-profit Fraternal
Life insurance company also referred to as a Fraternal Benefit Society.
Hermann Sons was founded in Texas in 1861 by two German immigrants, who
had migrated from New York City. The Grand Lodge or headquarters is
located in San Antonio, Texas. There are 155 local lodges in 140
communities, towns and cities across Texas. Hermann Sons is the largest
Fraternal Benefit Society operating in only one state - Texas - with more
than 79,000 members. The full name of the organization is The
Order of the Sons of Hermann in the State of Texas. (That's
"Hermann" with 2 N's) |
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Q. How
did Hermann Sons get its name?
A. When German immigrants founded Hermann Sons, they
chose the name of a Germanic hero, Hermann the Cherusker or Hermann the
Defender, who had led his countrymen in the defeat of three legions of the
Roman Empire in 9 A.D. in the Teutonburger Forest. Since it required
courage and bravery to come to a new land and face the perils confronting
them, they chose the name of a brave and courageous hero as their
inspiration. Hermann the Cherusker, also called Armenius by the Romans, is
often referred to as the George Washington of Germany. |
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Q. How
financially stable is Hermann Sons?
A. In addition to being in operation for over 136 years
with more than $611 million worth of insurance in force, Hermann Sons has
a solvency ratio of 125%. Hermann Sons has been offering life insurance to
its members since 1873. In the early years the largest policy available
was $500, but today, policies range from small to mid range plans into the
millions of dollars. |
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Q. What
are the hallmarks of a Fraternal Benefit Society?
A. Patriotism and volunteerism. The Grand Lodge and
local lodges assist members and nonmembers who have been victims of
natural disasters or fires. Furthermore, lodge members volunteer in a
myriad of ways - museum docents, mentors to elementary children, hospital
auxiliaries, nursing homes, meals on wheels, to name a few - to improve
their communities. |
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Q. Why a
local lodge?
A. The local lodge is the basis of our Order. Lodge
membership can widen your circle of friends, give you a feeling of
belonging and expand your social life. Local lodges sponsor a variety of
events such as dances, day trips to dog races, casinos, shopping
excursions to outlet malls or the Mexican border. Others even organize
trips to LasVegas or New England to see the fall leaves. Paying dues is
part of the local lodge membership system. |
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Q. How old do
I have to be to join Hermann Sons?
A. Hermann Sons is an organization that stresses 100%
family membership. It is often said that Hermann Sons takes care of you
from the cradle to the grave. Parents and grandparents often purchase life
insurance for a newborn child or grandchild. Insurance plans are available
from birth to age 90. |
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Q. Sounds
great to me - how do I become a member?
A. Visit the Sons of Hermann Hall and speak
to any agent representing the Grand Lodge of the Order of the Sons of
Hermann in the State of Texas. Agents Wanda Dietel, Dottie Simon, or
Helen Brown will be more than happy to give you all the information.
We hope to see you
at the Sons of Hermann Hall soon!
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